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Pagoramp is a payment collection orchestration API that provides a unified interface across multiple payment gateways. Merchants initiate payments via the Merchant API; the checkout UI then handles provider selection, verification, and P2P flows internally.

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Base URL

Production: https://pay-api.pagoramp.com/api/v1
Staging: https://pay-api-staging.pagoramp.com/api/v1

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How It Works

  1. Your backend calls Initiate Payment with an API key and receives a transaction reference.
  2. The checkout UI uses that reference to fetch available providers, let the customer select one, and complete the payment.
  3. Pagoramp notifies your backend via webhook when the payment status changes.